The slower economy has forced everyone to make different choices. During the summer cutting costs may be even tougher because of extra expenses on vacations and entertainment for the children. I have witnessed my clients at all economic levels having a greater awareness of what they are spending and scaling back. Never has there been a more important time to implement a budget that can help you really understand what you are spending on a weekly, monthly or yearly basis.
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Whether you’re on vacation or just out and about for a day of fun, packing a bag that holds all the items you need is a definite challenge. Follow these 4 simple steps and you’ll be able to have a comfortable ...